Identrus was born three years ago, the offspring of eight banks' collaboration. That "child" is now poised to take its first steps. Teaming up with SWIFT, the pair is poised to roll out a brand new business to business (B2B) financial communication services based on the internet. According to Ashley Evans, director of participant relations at Identrus, a live test of the certification scheme took place during the last 60 days with Bank of America as the first certification authority to go into production of the digital certificates, which will be put onto smart cards.