With all that has happened since 2007, companies have less tolerance for risk than at any time in recent memory. Most companies have taken huge strides in de-risking their financial and treasury functions. From de-leveraging their balance sheets to reduce credit risk, to reducing the number of banking relationships to counteract counterparty risk, to stress testing their systems to abstraction to get a handle on operational risk, companies feel they are now in a position to face whatever the world can throw at them.